Getting the Right Plan for you!

Michael Phillips Financial Planning is operated quite differently from your standard Financial Planning firm. While in many larger firms you can sometimes feel that you are just a number, MPFP prides itself on sharing a very close relationship with clients. We aim for a long term relationship were we work together to achieve your goals.

MPFP is a small business and unlike many institutional advisers, Michael wont get promoted after 6 months or disappear from the role of servicing you. Michael has no sales budgets to achieve, Michael answers only to you - the client. Michael  creates plans based around YOU and YOUR circumstances. Everyone is different and has different needs, goals and objectives.

MPFP works on a process called the FIVE PILLARS of Financial Security. These key pillars are what we should all strive for and include
 

 

 
HOME - We all like the idea and security of having our own home.
 
SUPER - This acts as your 'wages' in retirement and is a very tax effective envrionment in which to save.
 
INVESTMENTS - These can consist of all kinds of assets but are flexible and provide extra income and access to capital for the purposes of things such as holidays, upgrading cars etc
 
CASH - We cannot be sure what is around the corner and it is important to have some cash set aside for an emergency.
 
PROTECTION - All the best laid plans can come unstuck and it is vital that these 4 pillars are protected by the most important pillar to ensure the structure doesnt collapse due to illness or injury.
 
 
The management of one’s financial affairs can be very time intensive. As individuals you have your set of expertise in your jobs and in your family life. Trying to manage, research and act on your financial affairs is time consuming and most importantly it takes up time that could be far more productively used elsewhere.
 
Let me take the stress away.